Historically, the State Pension Age (SPA) has been 60 for women and 65 for men. However, these are changing.
- Updated! Between April 2010 and November 2018, women’s retirement ages are increasing to 65. There will be an accelerated increase between April 2016 and November 2018.
- New! Between December 2018 and April 2020, retirement ages for men and women are increasing to 66.
- Between April 2034 and April 2036, retirement ages for men and women are increasing to 67.
- Between April 2044 and April 2046, retirement ages for men and women are increasing to 68.
The details above incorporates changes announced in the government’s Spending Review on 20 October 2010. It brings forward the rise to 66 from 2026 to 2020. It is anticipated that the rises to 67 and 68 will also be bought forward. Use the Pension Age Calculator opposite »
What’s your State Pension Age? This is the earliest age you can draw your pension.
- Find out the date you will receive your Pension
- Find out how much you will receive
- Find out how you qualify
The SPA is changing from 6 April 2010. If you reach SPA on or after that date then you will get a pension under the new system. The age you’re entitled to claim your pension is specific to your date of birth. Find out your SPA and start planning your retirement.
When you reach SPA: You can still work if you want to, you can;
- stop working and get your Pension
- carry on working and get your Pension as well
- carry on working and put off claiming your Pension
If you put off claiming your State Pension, you may get extra when you do claim it. If you go on working after State Pension Age, you don’t have to carry on paying National Insurance contributions.
Putting off claiming the State Pension: You can now choose to put off claiming your State Pension for as long as you want. When you do claim you can choose to get either extra State Pension for the rest of your life, or receive a one-off, taxable lump-sum payment (which will be equivalent to the Pension you put off claiming plus interest) as well as your regular weekly pension entitlement. Get free Pension Advice today.